Closure of current bank accounts where payment card transactions are recorded due

Dear clients!

Jusan Bank JSC (hereinafter referred to as the "Bank") takes this opportunity to express its respect and gratitude for the trust placed in the Bank.
This notification (hereinafter - the Notification) is addressed to the clients who are legal entities (their branches and representative offices), individuals carrying out entrepreneurial activities, advocacy, private notary activity, private bailiff activity, activity of professional mediator, as well as peasant (farm) households without establishment of legal entity (hereinafter jointly referred to as the Clients).
In accordance with clause 1 of the Law of the Republic of Kazakhstan "On payments and payment systems" (hereinafter - Law) to close bank account of client is made by application of client or independently by the bank, in case of termination or refusal from execution of bank account agreement, in the order, stipulated by Article 29 of Law.
Under sub-clause 1, clause 1 of Article 29 of the Law, the Bank is entitled to refuse to fulfil the bank account agreement (close the current bank account) if there is no money in the bank account of the client for more than 1 (one) year. 
Clause 7 of Article 29 of the Law stipulates that if there is no money in the bank account of the client, after 3 (three) months from the date of notification of withdrawal from the bank account agreement, the bank shall terminate the bank account agreement and close the bank accounts.
In consideration of the above provisions of the Law, the Bank hereby notifies you of the closure of current bank accounts (cancellation of the above-mentioned agreements) in which the balance is 0 (zero) for a period exceeding the last 12 (twelve) months and on which there will be no balance within the next 3 (three) months from the date of the Notification.
Current bank accounts for the purposes of the Notification include current bank accounts where payment card transactions are reflected (card accounts) and which have been opened by Clients with ATFBank JSC (SB Jusan Bank JSC) ("ATFBank") starting from "26" September 2017 in accordance with:
- Agreement for opening a current account and issuance of payment card with an individual, including engaged in entrepreneurial activities, advocacy, private notary activities, private bailiff activities, professional mediator activities, approved by the Board of Directors of ATFBank (decision No. 25-з/2017 dated 26.09.2017), the Management Board of ATFBank (Minutes No. 59 dated 03.08.2017);
- Agreement for opening a current account and issuance of payment cards for individual entrepreneurs and legal entities, approved by the Board of Directors of ATFBank (decision No. 08-з/2020 dated 18.03.2020), the Management Board of ATFBank (Minutes No. 10 dated 06.02.2020).

Date of this Notification: «02» may 2023

Regards,
Jusan Bank JSC