It is possible to withdraw funds from "Jusan deposit" up to the minimum balance with the preservation of the accrued remuneration.

There are several ways to withdraw / transfer funds from "Jusan deposit":

1. From the cash register in the Bank's branches

2. Make the transfer in the Jusan mobile application to your card and withdraw from ATM.

If the specified current account using a payment card is different from the deposit currency, a partial payment of the deposit is made using the conversion rate established in the Bank at the time of the transaction.

The "Jusan deposit" can be opened in the Jusan mobile application or in the branch of the Jusan Bank if you have the multi-currency card of the Jusan Bank. A resident of the Republic of Kazakhstan must have an identity document with him.

The "Jusan deposit" can be opened in tenge, dollars, euros and rubles. 
Deposit interest rate:
• in tenge: 13.7% (up to 14.6% of HESV) for a period of 6 months; 13.2% (up to 14.0% of HESV) for a period of 12 months,
• in US dollars - 1.0% (up to 1.0% of HES) for a period of 12 months,
• in euros - 0.0% (up to 0.0% of HES) for a period of 12 months,
• in Russian rubles - 1.0% (up to 1.0% of HES) for a period of 12 months.

"Jusan deposit" can be opened for 6 months and for 12 months in tenge, for 12 months in foreign currencies (USD/EUR/RUB).

The minimum amount for opening the "Jusan deposit" is 1000 tenge, 50 dollars, 50 euros, 2000 rubles, depending on the currency of the deposit.

"Jusan deposit" is an object of guaranteeing deposits of individuals in the amount of up to 10,000,000 tenge, in foreign currency: up to 5,000,000 tenge.

 It is possible to make an unlimited number of "Jusan deposit" per client.

Prolongation of "Jusan deposit" is automatic, unlimited number of times for the same term at the remuneration rates in force on the date of extension, subject to the terms and conditions set out in the Comprehensive Personal Services Agreement of individuals.

Since January 1, 2018, the bank automatically withholds tax from depositors who opened “Jusan deposit”  using a foreign person's passport due to changes in the Tax Code of the Republic of Kazakhstan in case of:

• paying interest on a monthly basis

• early closure of the deposit

• extension of the deposit period

Non-residents are required to pay a tax in the amount of:

• for citizens of countries with preferential taxation - 20%

• for citizens of other countries-15%

Yes, interest is accrued on the "Jusan deposit" regardless of the seizure.

Not limited up to the minimum balance amount with preservation of the accrued interest. 
Return of the Deposit shall be made not later than 7 (seven) calendar days from the date of submission by the Depositor of the application for early return of the term deposit.

•  In case of early termination of a deposit opened for a period of 6 months, no interest is paid. 
•  If the deposit is held for a period of 12 months: up to 6 months - no remuneration is paid, over 6 months - for the actual holding period.
•  If the deposit is held for 24 months: up to 12 months - no remuneration is paid, over 12 months - for the actual holding period.

Return of the Deposit shall be made not later than 7 (seven) calendar days from the date of submission by the Depositor of the application for early return (closure) of the term bank deposit. 

"Jusan deposit" can be closed in the Jusan mobile application or in the Jusan Bank branch. When applying for early termination of "Jusan deposit" in the Jusan mobile application, the funds will be transferred to the selected payment card/account immediately.

Interest rates for prolongation of deposits: 
• in tenge for a period of 6 months - 13.7% (up to 14.6% of HES), for 12 months - 13.2% (up to 14.0% of HES), for 18/24/36 months - 7.5% (up to 7.8% of HESV),
• in US dollars for a period of 12 months - 1% (up to 1% of the GESS), for 18/24/36 months - 0.1% (up to 0.1% of the GESS),
• in euros for a period of 12/18/24/36 months - 0.0% (up to 0.0% of HES),
• in Russian rubles for a period of 12/18/24/36 months - 1.0% (up to 1.0% of the HESW).