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Jusan deposit

Manage your savings online

Product details

Product name

"Jusan deposit"

Type of deposit

Term deposit

Maximum (limit) amount of account guarantee (amount established by the Law of the Republic of Kazakhstan “On Mandatory Guarantee of Deposits Placed with Second-tier Banks of the Republic of Kazakhstan”)

*Deposit is insured by Kazakhstan Deposit Guarantee Fund

Maximum (limit) amount of the guarantee is: up to 10 million tenge in national currency, up to 5 million tenge in foreign currency

Currency

Tenge/ US Dollar/ Euro/ Russian Rouble

Minimum amount for opening a deposit / Minimum required balance for partial withdrawal

1,000 tenge/ 50 US dollars/ 50 euros/ 2,000 Russian rubles

Rates of return

According to the rates of return approved by the authorized body of the Bank

Deposit holding period

In national currency 6 months, 12 months; in foreign currency 12 months

Partial withdrawal

Not limited up to the minimum balance amount with accrued interest retained

The Deposit shall be returned not later than 7 (seven) calendar days from the date of submission by the Depositor of the application for early return of the term bank deposit

Early termination

Term of 6 months: subject to recalculation for the actual time of placement of the deposit at the rate “On Demand”

Term of 12 months: up to 6 months - no remuneration shall be paid, over 6 months - remuneration shall be paid for the actual retention time at the rate of the bank deposit agreement/application for opening a savings account and placing a bank deposit to the Comprehensive Bank servicing agreement of an individual

The Deposit shall be returned not later than 7 (seven) calendar days from the date of submission by the Depositor of the application for early return of the term bank deposit

Procedure for payment of remuneration

At the option of the Depositor:

1) Monthly payment to the current account using a payment card, with income tax withholding, if such withholding is provided for by the tax legislation of the Republic of Kazakhstan

2) Monthly payment to the savings account (with capitalization), with income tax withholding, if such withholding is provided for by the tax legislation of the Republic of Kazakhstan"

Replenishment

Provided for (cash and non-cash), taking into account the maximum deposit amount

Extension

Automatic, unlimited number of times for the same term, at the interest rates effective on the date of prolongation, subject to the terms and conditions specified in the Comprehensive Agreement for Servicing Individuals

Commission

According to the tariffs of the Bank

Maximum deposit amount

No more than 25% of the Bank's equity capital

Additional terms

"1) Current account with the use of payment card

2) Opening/making/closing a deposit is available at the branches of the Bank or through the remote service channels of the Bank."

Return rates for individuals:

Months

% rate

nominal

effective*

nominal

effective*

nominal

effective*

nominal

effective*

KZT

USD

EUR

RUB

6 13,2% up to 14,0% - - - - - -
12 13,0% up to 13,8% 1,0% up to 1,0% 0,0% up to 0,0% 1,0% up to 1,0%
  • Rates are valid from 20.08.2024 
  • Rates were approved by the Assets, Liabilities and Tariffs Management Committee under the Management Board (Minutes No. 02-24 of 15.08.2024) for individuals.

The Interest Rates for the Cancelled Types and Deposit Periods when Prolonging Deposits of Individuals at Jusan Bank JSC