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Product details

Product name

"Jusan Deposit"

Вид вклада

Term deposit (deposit)

Currency

Tenge/US dollar/Euro/Russian rouble

Return rates

According to the return rates approved by the authorised body of the Bank.

Commissions

According to the Bank's tariffs

Minimum amount to open a deposit account

1,000 tenge/50 US dollars/50 euros/2,000 Russian roubles

Minimum balance for partial withdrawal

1,000 tenge/50 US dollars/50 euros/2,000 Russian roubles

Maximum amount of deposit

no more than 25% of the Bank's equity capital

Deposit retention periods

in national currency 12 months, 24 months; in foreign currency 12 months

Replenishment

Provided (in cash and non-cash), taking into account the maximum amount of the deposit

Return

At the choice of the Depositor: 1) Monthly payment to the current account using a payment card, with income tax withholding, if such withholding is provided for by the tax legislation of the Republic of Kazakhstan. 2) Monthly payment to a savings account (with capitalization), with income tax withholding, if such withholding is provided for by the tax legislation of the Republic of Kazakhstan. 

Partial withdrawal

Not limited to the amount of the minimum balance while maintaining the accrued return amount.

Extension

Automatic, an unlimited number of times for the same period, at the rates of return in force on the day of extension, subject to the conditions specified in the Comprehensive Contract for Servicing Individuals.

Early dissolution

12 months: up to 6 months - no return is paid, more than 6 months - for the actual retention time at the rate of the bank deposit agreement/application for opening a savings account and placing a bank deposit to the Comprehensive Contract for Servicing Individuals; 24 months: up to 12 months - no return is paid, over 12 months - for the actual retention time at the rate of the bank deposit agreement/application for opening a savings account and placing a bank deposit to the Comprehensive Contract for Servicing Individuals

Additional terms

1) presence of a current account using a payment card; 2) opening/maintaining/closing of a deposit is available at the Bank's branches or through remote service channels of the Bank.

Note

*Deposit is insured by the Kazakhstan Deposit Guarantee Fund

Return rates for individuals:

Months

% rate

nominal

effective*

nominal

effective*

nominal

effective*

nominal

effective*

KZT

USD

EUR

RUB

1214,5%to 15,5%1,0%to 1,0%0,0%to 0,0%1,0%to 1,0%
2413,5%to 14,4%------
  • Rates are valid from 01.09.2023 
  • The rates are approved by the Asset and Liability Management Committee (Minutes №79-23 dated 24.08.2023) for individuals.