Product details
Requirements for borrowers | For individuals: residents of the RoK aged between 18 to 70 on the date of loan processing |
Currency | Tenge |
Loan amount | From 30,000 to 8,000,000 tenge |
Loan term | 3 months to 20 years |
Interest rate | from 23% to 44% per annum** (EAR* - from 25.9% up to 56% per annum) |
Application method | Jusan mobile app |
Security | Not required |
Moratorium on early repayment | None, no penalties |
Insurance | Not required |
Organisation fee | None |
EAR* - Annual effective remuneration rate | |
** - Rate was approved by the decision of the Management Board of the Bank dated 28.03.2024 (Minutes № 31-24) | |
Amount of penalty for violation of obligations to repay loan amount and (or) pay loan interest rate | Within 90 (ninety) days late payment - 0.5% (zero point five percent) of the amount of the overdue payment for each day of delay, but not more than 10% (ten percent) of the amount of the loan issued for each year of the bank loan agreement. After 90 (ninety) days of delay, the penalty is not charged. |