Product details
| Requirements for borrowers | For individuals: residents of the RoK aged between 18 to 70 on the date of loan processing |
| Currency | Tenge |
| Loan аmount | From 30 000 to 8 000 000 tenge |
| Loan term | 3 months to 5 years |
| Interest rate | from 23% to 44% per annum** (EAR* - from 25.9% up to 56% per annum) |
| Application method | In the Kcell/Activ mobile app |
| Security | Not required |
| Moratorium on early repayment | None, no penalties |
| Insurance | Not required |
| Organisation fee | None |
| Amount of penalty for violation of obligations to repay loan amount and (or) pay loan interest rate | Within 90 (ninety) days late payment - 0.5% (zero point five percent) of the amount of the overdue payment for each day of delay, but not more than 10% (ten percent) of the amount of the loan issued for each year of the bank loan agreement. After 90 (ninety) days of delay, the penalty is not charged. |
| EAR* - Annual effective remuneration rate | |
| ** - Rate was approved by the decision of the Management Board of the Bank dated 15.02.2024 (Minutes № 19-24) | |