Voice Assistant

Loan refinancing

Favorable conditions for comfortable repayment

Product details

For individuals:

residents of the RoK aged between 18 to 70 on the date of the decision.

Loan currency


Loan amount

From 30,000 to 8,000,000 tenge

Loan term

3 months to 20 years

Interest rate

from 23% to 44% per annum** (EAR* - from 25.9% up to 56% per annum)

Application method

Jusan mobile appJusan


Not required

Moratorium on early repayment

None, no penalties


Not required

Organisation fee


** - Rate was approved by the decision of the Management Board of the Bank dated 28.03.2024 (Minutes № 31-24)
EAR* - Annual effective remuneration rate
Amount of penalty for violation of obligations to repay loan amount and (or) pay loan interest rate

Within 90 (ninety) days late payment - 0.5% (zero point five percent) of the amount of the overdue payment for each day of delay, but not more than 10% (ten percent) of the amount of the loan issued for each year of the bank loan agreement. After 90 (ninety) days of delay, the penalty is not charged.