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Money before salary

Get as much as you need before your payday. Unsecured and all-purpose.

Product details

Profile

Individuals who are residents of the Respublic of Kazakhstan and are at least 18 year old and not older than 70 years at the date of making a decision. The product is available to all clients who receive their salary on the Bank's card, except for the Bank's employees

Currency

Tenge

Amount of credit line/ loan

from 30,000 (thirty thousand) tenge to 100% of the salary credited to the Bank card, but not more than 150,000 (one hundred and fifty thousand) tenge.

Credit line term

240 (two hundred and forty) months

Credit line availability period

228 (two hundred twenty eight) months

Loan term under a credit line

12 (twelve) months

Interest rate

In the first month, no interest is accrued. In subsequent months - from 44% per annum** (EAR - from 44.2% up to 54,6% per annum)

Organisation fee

None

Loan servicing fees

none

Amount of penalty for violation of obligations to repay loan amount and (or) pay loan interest rate

Within 90 (ninety) days late payment - 0.5% (zero point five percent) of the amount of the overdue payment for each day of delay, but not more than 10% (ten percent) of the amount of the loan issued for each year of the bank loan agreement. After 90 (ninety) days of delay, the penalty is not charged.

Moratorium on early repayment

None, no penalties.

** - Rate was approved by the decision of the Management Board of the Bank dated 02.12.2022 (Minutes No. 148-22)