Product details
| Profile | Individuals who are residents of the Respublic of Kazakhstan and are at least 18 year old and not older than 70 years at the date of making a decision. The product is available to all clients who receive their salary on the Bank's card, except for the Bank's employees |
| Currency | Tenge |
| Amount of credit line/ loan | from 30,000 (thirty thousand) tenge up to 100% of the salary credited to the Bank's salary card, but not more than 300,000 (three hundred thousand) tenge. |
| Credit line term | 240 (two hundred and forty) months |
| Credit line availability period | 228 (two hundred twenty eight) months |
| Loan term under a credit line | 12 (twelve) months |
| Interest rate | No interest is charged for the first month, subsequent months - from 0% per annum** (AERR- from 43.0% to 46.0% per annum) |
| Organisation fee | None |
| Loan servicing fees | none |
| Amount of penalty for violation of obligations to repay loan amount and (or) pay loan interest rate | Within 90 (ninety) days late payment - 0.5% (zero point five percent) of the amount of the overdue payment for each day of delay, but not more than 10% (ten percent) of the amount of the loan issued for each year of the bank loan agreement. After 90 (ninety) days of delay, the penalty is not charged. |
| Moratorium on early repayment | None, no penalties. |
| **-The rate was approved by the decision of the Assets, Liabilities and Tariffs Management Committee under the Management Board of Jusan Bank JSC dated 08.10.2024 (Minutes No. 15-24). | |