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Jusan savings+

Open a deposit at a favorable rate

Product details

Product name

"Jusan savings+"

Deposit type

Savings deposit with the right to replenish

Currency

Tenge/US dollar

Return rates

According to remuneration rates approved by the authorized body of the Bank.

Commissions

According to the rates of the Bank

Minimum amount to open a deposit account

10 000 tenge / 20 US dollars

Maximum amount of deposit

Not more than 25% of the Bank's equity capital

Deposit retention periods

6 months

Replenishment

Provisioned (in cash and non-cash), subject to maximum deposit amount

Return

Monthly payment to savings account (capitalization), with withholding of income tax, if such withholding is provided for by the tax legislation of the Republic of Kazakhstan

Partial withdrawal

Not provided

Extension

Automatic, unlimited number of times for the same term, at the rates interest rates effective as of the date of prolongation.

Досрочное расторжение

In case of early termination of the savings deposit, the interest accrued/paid to the Depositor shall be recalculated for the actual time of placement of savings deposit at the "On Demand" rate effective in the Bank at the time of termination of the savings deposit. The amount of excess accrued/paid interest shall be withheld from the amount of savings deposit, the balance of savings deposit shall be returned to the Depositor. The savings deposit shall be returned after 30 (thirty) calendar days from the date of filing the application for early return (closing) of the savings deposit by the Depositor.

Within 30 (thirty) calendar days from the date of filing the application for early return (closing) of the savings deposit:

- the accrual of remuneration is not terminated.

- if the Depositor does not withdraw the application for early return (closure) of savings deposit, on the 31 (thirty-first) calendar day the savings account is closed, the amount of Deposit with recalculated interest at the rate "On Demand" is credited to the current account using a payment card.

Additional terms

1) availability of current account with a payment card;

2) opening/keeping the deposit is available at the Bank branches or through remote Bank service channels;

3) closing of the deposit through a bank branch.

Note

*Deposit is insured by the Kazakhstan Deposit Guarantee Fund

Return rates for individuals:

Months

% rate

nominal

effective*

nominal

effective*

KZT

USD

6 15,0% up to 16,1% 1,0% up to 1,0%
  • Rates are valid from 20.03.2025.
  • The rates are approved by the Asset and Liability Management Committee (Minutes No. 22-25 of 20.03.2025) for individuals.