Product details
Product name | "Jusan savings+" |
Deposit type | Savings deposit with the right to replenish |
Currency | Tenge/US dollar |
Return rates | According to remuneration rates approved by the authorized body of the Bank. |
Commissions | According to the rates of the Bank |
Minimum amount to open a deposit account | 10 000 tenge / 20 US dollars |
Maximum amount of deposit | Not more than 25% of the Bank's equity capital |
Deposit retention periods | 6 months |
Replenishment | Provisioned (in cash and non-cash), subject to maximum deposit amount |
Return | Monthly payment to savings account (capitalization), with withholding of income tax, if such withholding is provided for by the tax legislation of the Republic of Kazakhstan |
Partial withdrawal | Not provided |
Extension | Automatic, unlimited number of times for the same term, at the rates interest rates effective as of the date of prolongation. |
Досрочное расторжение | In case of early termination of the savings deposit, the interest accrued/paid to the Depositor shall be recalculated for the actual time of placement of savings deposit at the "On Demand" rate effective in the Bank at the time of termination of the savings deposit. The amount of excess accrued/paid interest shall be withheld from the amount of savings deposit, the balance of savings deposit shall be returned to the Depositor. The savings deposit shall be returned after 30 (thirty) calendar days from the date of filing the application for early return (closing) of the savings deposit by the Depositor. Within 30 (thirty) calendar days from the date of filing the application for early return (closing) of the savings deposit: - the accrual of remuneration is not terminated. - if the Depositor does not withdraw the application for early return (closure) of savings deposit, on the 31 (thirty-first) calendar day the savings account is closed, the amount of Deposit with recalculated interest at the rate "On Demand" is credited to the current account using a payment card. |
Additional terms | 1) availability of current account with a payment card; 2) opening/keeping the deposit is available at the Bank branches or through remote Bank service channels; 3) closing of the deposit through a bank branch. |
Note | *Deposit is insured by the Kazakhstan Deposit Guarantee Fund |
Return rates for individuals:
Months |
% rate |
|||||||
nominal |
effective* |
nominal |
effective* |
|||||
KZT |
USD |
|||||||
6 | 15,0% | up to 16,1% | 1,0% | up to 1,0% |
- Rates are valid from 20.03.2025.
- The rates are approved by the Asset and Liability Management Committee (Minutes No. 22-25 of 20.03.2025) for individuals.