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OGO deposit

Депозит для быстрых накоплений

Product details

Note

*Deposit is insured by the Kazakhstan Deposit Guarantee Fund

Type of deposit

Term deposit

Currency

Tenge/US dollar/Euro/Russian rouble

Return rates

According to the return rates approved by the authorised body of the Bank.

Commissions

According to the Bank's tariffs

Minimum amount to open a deposit account

1,000 tenge/50 US dollars/50 euros/2,000 Russian roubles

Minimum balance for partial withdrawal

1,000 tenge/50 US dollars/50 euros/2,000 Russian roubles

Maximum amount of deposit

no more than 25% of the Bank's equity capital

Terms of deposit retention

 in national currency 6 months, 12 months

in foreign currency 12 months

Replenishment

Provided (in cash and non-cash), taking into account the maximum amount of the deposit

Return

At the choice of the Depositor: 1) Monthly payment to a current account using a payment card, withholding income tax, if such withholding is provided for by the tax legislation of the Republic of Kazakhstan.2) Monthly payment to a savings account (with capitalization), withholding income tax, if such withholding is provided tax legislation of the Republic of Kazakhstan.

Partial withdrawal

Not limited to the amount of the minimum balance while maintaining the accrued return. 

Extension

Automatic, an unlimited number of times for the same period, at the rates of return in force on the date of extension, subject to the conditions specified in the Comprehensive Contract for Servicing Individuals. 

Additional terms

1) presence of a current account using a payment card; 2) opening of a deposit is available for persons over 18 (eighteen) years old; 3) opening/maintaining/closing of a deposit is available through remote service channels of the Bank.

Return rates for individuals:

Months

% rate

nominal

effective*

nominal

effective*

nominal

effective*

nominal

effective*

KZT

USD

EUR

RUB

6 13,5% up to 14,4% - - - - - -
12 13,2% up to 14,0% 1,0% up to 1,0% 0,0% up to 0,0% 1,0% up to 1,0%
  • Rates are valid from 05.03.2024
  • The rates are approved by the Asset and Liability Management Committee (Minutes №16-24 dated 01.03.2024) for individuals.

The Interest Rates for the Cancelled Types and Deposit Periods when Prolonging Deposits of Individuals at Jusan Bank JSC