Deposit Jusan Elite +

Product name

«JUSAN ELITE+»

Deposit type

Savings deposit with replenishment right

Currency

Tenge/US dollar/Euro/Russian ruble

Rates of remuneration

According to the rates of remuneration approved by the authorized body of the Bank

Minimum amount for opening a deposit or minimum balance

300,000,000 tenge/500 US dollars/500 Euros/20,000 Russian rubles

Maximum deposit amount

50 bln tenge - for deposits in tenge, 10 bln tenge - equivalent for deposits in foreign currency, but not more than 25% of the Bank's equity capital

Deposit terms

6 months

Additional contributions

Provided (cash and non-cash), subject to the maximum deposit amount

Interest payment

Monthly payment to the savings account (with capitalization), with income tax withheld, if such withholding is stipulated by the tax legislation of the Republic of Kazakhstan

Partial withdrawal of deposit

Not applicable

Extension

Not applicable

Return of deposit

Upon termination of the term: the deposit amount and accrued remuneration shall be transferred to the current account/current account using the payment card of the client (Depositor - in case the Client waives his/her rights under the Agreement). If the currency of the specified current account/current account with the use of payment card is different from the deposit currency, the deposit shall be repaid using the conversion rate set by the Bank at the moment of the transaction.

Early: is carried out on the 31st (thirty-first) day from the date of submission by the client of an application for early return (closure) of the savings deposit. Within 30 (thirty) calendar days from the date of submission of an application for early return (closure) of the savings deposit, accrual of remuneration shall not cease.

If the Client (Depositor - in case the Client waives his/her rights under the Agreement) does not withdraw the application for early return (closure) of the savings deposit, the savings account shall be closed on the 31st (thirty-first) calendar day, the deposit amount with the recalculated interest at the “On demand” rate shall be transferred to the current account/current account using the payment card of the Client (Depositor - in case the Client waives his/her rights under the Agreement). If the currency of the said current account/current account with the use of payment card is different from the deposit currency, the deposit shall be repaid using the conversion rate set by the Bank at the moment of the transaction.

Early termination of the Agreement

Yes, subject to the conditions specified in the deposit return line

Rate of remuneration in case of recalculation of remuneration
due to early termination

The accrued/capitalized remuneration shall be recalculated for the actual time of placement of the deposit at the “On demand” rate effective in the Bank at the time of termination of the Agreement.

The amount of overcharged/capitalized interest shall be withheld from the deposit amount, the deposit balance shall be returned to the Client (Depositor - in case the Client waives his/her rights under the Agreement).

Additional conditions

1) the Client (Depositor - in case the Client waives his/her rights under the Agreement) and the Depositor (if any) have a current account/current account with a payment card;

2) opening/maintaining/closing a deposit is available in Private Banking branches or through remote service channels of the Bank (except for opening, maintaining and closing a deposit for a minor);

3) the parties to the Agreement are the Bank and the Client, as well as the Depositor in case the Depositor places a deposit in favor of a minor Client;

4) extension of deposit conditions is possible for individuals of Retail Business segment when transferring the client from Private Banking to Retail Business.

Note

The deposit is insured by the Kazakhstan Deposit Insurance Fund