Product details
Note |
*Deposit is insured by the Kazakhstan Deposit Guarantee Fund |
Minimum amount to open a deposit account | 3 MCI |
Deposit retention period | 36 months |
Replenishment | The size and number of additional contributions is not limited |
Return | Monthly capitalization |
Calculation of the state premium | Annually, on the actually accumulated balance as of January 1, with a minimum accumulation period of 1 year. The state premium is capitalized to the principal amount of the deposit. The maximum term for accruing the state premium is 20 years |
State premium | 5% per annum, but not more than 100 MCI; for the priority category of depositors** - 7% per annum, but not more than 100 MCI |
Partial withdrawal | Not provided for, except in cases of targeted withdrawal of funds by non-cash transfer to the account of the educational institution |
Extension | It is extended for the same period and under the same terms, with the accrual of return at the return rate in force on the date of the extension |
Documents for making a deposit | Identification document with IIN; When opening a deposit in the name of an adult/minor depositor by third parties, a power of attorney from the depositor/legal representative(s) of the depositor is required |
Interest Rates for Individuals:
Period, months: | Nominal (KZT) | Effective (KZT) | Additional |
36 | 13,2% | up to 14,0% | + State bonus of up to 7% |
- Rates are valid from 05.03.2024
- The rates are approved by the Asset and Liability Management Committee (Minutes №26-24 dated 01.03.2024) for individuals.
Period, months: | 36 |
Nominal (KZT) | 13,2% |
Effective (KZT) | до 14,0% |
Additional | + State bonus of up to 7% |
- The rates shall be valid from December 14, 2023.
- The rates are approved by the Asset and Liability Management Committee (Minutes No.123-23 dated December 12, 2023г) for individuals.